0. Introduction

Hi all,

My name is Nicki. I'm an artist and graphic designer who has on more than one occasion needed to find a way to make more or spend less money. Whether you need to simply be able to pay your bills or you're working to pay off credit cards or loans, there are some simple tools you can use. 


First, let me cop to the fact that this blog, like many budgeting, sustenance, and home making blogs, is born of privilege. I have been afforded, or have afforded myself a number of opportunities in my lifetime. Opportunities that may not be readily available to others. Included among them are an education, a safe home, supportive family, and tools with which to provide myself an income no matter what my transportation situation looks like. That said, like MANY people, I realize that this privilege does not ensure that I am financially secure.