More Money Saving Tips

The following is a collection of other tips compiled from a multitude of other sources. Most likely, you're already doing these things (but just in case):

1. Brown bag it—take your lunch to work
2. Stop eating out—cook meals at home from scratch
3. Stop drinking soda—drink more water
4. Buy generic or store brands
5. Use coupons when / if it makes sense
6. Use rewards / loyalty cards
7. Try coupon / rebate apps (Cartwheel, MobiSave, Ibotta)
8. If you shop at Target, consider getting their Debit Red card for 5% off purchases
9. Comparison shop
10. Create a meal plan
11. Make a list when grocery shopping & stick to it
12. Buy produce when its in season & freeze it
13. Grow your own vegetables
14. Learn how to preserve foods
15. Try some batch freezer meals
16. Eat less meat
17. Make your own soup stocks / bone broths
18. Have soup for dinner a couple times a week
19. Bake your own bread
20. Make your own granola (instead of buying cereal)
21. Make your own snacks
22. Make your own yogurt / kefir / butter / cheese
23. Watch for sales on the things you usually buy
24. Don't buy something just because it's on sale
25. Buy in bulk—but only if it's something you use a lot
26. Ditch the paper towels & paper napkins and use cloth instead
27. Ditch the expensive take-out coffee & make it at home instead
28. If you don't mind the taste of Chicory, why not cut your ground coffee with some and enjoy a New Orleans style coffee. [Note: chicory prices have gone up recently. On average, 1 lb. can cost between $8-$16, so this is only financially beneficial if A). your usual coffee is more expensive and B). you can find chicory for a lower price.]
29. Ditch the coffee altogether & drink tea instead
30. Brew your own beer / wine / kombucha 
31. Eat leftovers 
32. Compost your scraps
33. Make slow cooker meals
34. Ditch the cable in favor of the library or more economical entertainment sources (like Netflix, Amazon Prime, or Hulu)
35. Split the Netflix account with a friend or family member. Netflix allows up to 5 unique users per account & you can simultaneously stream on two devices at a time).
36. Share magazine subscriptions (or cancel subscriptions and read the magazines at the library)
37. Consider getting rid of your land line
38. Set your thermostat a couple of degrees higher in the summer and lower in the winter
39. Turn off the lights when you're not in the room
40. Replace standard light bulbs with more efficient LEDs (you can purchase LED light bulbs on sale every once in a while, when they're as cheap as standard bulbs or fluorescents)
41. Learn to DIY most maintenance issues (if you're a home owner)
42. Turn your water heater down to 110 degrees
43. Consider low-flow shower heads
44. Put a half gallon jug of water in your toilet tank, if it can accommodate it (up to 40% of a home's water usage is from flushing toilets)
45. Every once in a while use captured water (from the sink or shower) to flush your toilet (or water the plants)
46. Wash clothes in cold water (unless they're really, really dirty)
47. Wash clothes on the appropriate setting for your load size
48. Use vinegar instead of fabric softener
49. Air dry your clothes—or buy dryer balls to help speed up the drying process
50. Consider using soap nuts rather than store-bought detergent (or make your own laundry detergent).
51. Reuse paper and plastic grocery bags
52. Stop using ziploc / plastic baggies—buy reusable containers instead
53. Water down your liquid soaps & shampoos (or just use less)
54. Consider using a shampoo bar instead of liquid shampoo (it lasts longer and you don't have to deal with recycling plastic bottles)
55. Cut your family's hair
56. If you have a dishwasher, only run it when it's full
57. Make your own cleaning supplies
58. When purchasing anything online, use price comparison apps and look for coupon codes [try the Honey Web app]
59. Regularly change your house's air filter
60. Cancel gym memberships and work out at home
61. Pay your auto insurance quarterly or bi-annually instead of monthly
62. Consider becoming a one car family (if it's practical)
63. Car Pool (if it's practical)
64. Use the Gas Buddy app to find the cheapest gas prices near you
65. When running errands, plan your route to be the most fuel efficient (group your errands & plan ahead so you're not running all over the place)
66. Set up auto pay on bills to avoid late penalties
67. If possible, pay off credit cards each month — if not possible, pay as much extra as you can toward your highest interest card until its paid off
68. If you have a mortgage, pay extra toward the principal each month, or as often as you can (it will save you in interest payments down the road)
69. Shop second hand / yard sales
70. Learn how to sew & mend clothes
71. Learn how to knit or crochet
72. Consider minimizing your wardrobe 
73. Save your loose change
74. Set up direct deposit for a savings account, so that a little gets put into savings with each paycheck
75. Call your Internet provider and ask (nicely) for a discount, unless it's AT&T, they'll probably work with you to get you the best price.
76. Call your cell phone provider and ask about discounts 
77. Don't get the cell phone insurance unless you are absolutely prone to breaking your phone
78. If it's feasible, consider changing your cell provider to a discount service like Republic Wireless, Ting, or Straight Talk.
79. Don't upgrade your cell phone when your contract is up. As long as it still works, use it! If you have a contract with the major cell providers, you're probably paying for your phone as a part of that agreement. Once your contract is up, stick with the 2 year old phone. Most likely you'll be saving $20-$30/month by not upgrading.
80. Make gifts rather than buying them
81. Maintain what you have (so you don't have to replace items as often)
82. Do (or have done) regular maintenance on your car
83. Periodically check to make sure your tires are inflated to the proper PSI.
84. Open an online savings account (look for accounts with 2.0% APR or higher + bonuses for opening a new account). Most online accounts will up your APR automatically to stay competitive and keep you from switching to higher rate accounts.
85. Split a membership to CostCo or Sam's (they usually allow 6 people/cards per account).
86. Split the cost of those bulk items you buy at Sam's or CostCo with a friend.